Merchant Accounts


This article applies to:

Rather than processing payments directly, Keap has built integrations with some of the world's leading merchant accounts to enable you to accept payments with PayPal, Chase WePay, Stripe, or Authorize.Net. 

You can use an existing account or sign up for one as you setup your payment integration, with the exception of Authorize.Net. To use Authorize.Net, customers must sign up for an account on their site before connecting to Keap.

Keap does not charge any additional fees to receive payments, but each merchant has its own payment fees. The fees for U.S. customers are outlined below. Please be aware that fees may differ by country.

Integrated Merchant Accounts

PayPal
PayPal brings you and your clients the most relevant, secure, and convenient payment options. PayPal checkout with advanced fraud protection, allows you to accept payments from 286 million PayPal users in over 100 currencies and across 200 markets.

WePay
WePay, a Chase company, leverages the power of Chase to offer you a dynamic payment option to accept payments instantly and get paid faster so you never lose a sale.

Stripe
Stripe helps you get paid faster, fight fraud, and go global as you scale. Stripe’s huge global presence and ease of accepting payments free you up to concentrate on what’s really important—your core business.

Authorize.Net
Authorize.Net’s simplified payment solutions are designed for whenever and wherever you need them, with premium features that help you run your business and protect your customers. Authorize.net offers a gateway only so you can utilize a merchant account of your choice that is processor neutral, so you can keep your Authorize.Net Payment Gateway and maintain your valuable data if you ever decide to switch processors.

Merchant Fees

Merchant AccountProcessing Fee (U.S.)Accepted payment typesAdditional information (including international rates)International availability 
PayPal2.9% + $0.30 USD per transactionMastercard, Visa, American Express, Discover, Venmo, PayPal Credithttps://www.paypal.com/us/webapps/mpp/merchant-fees200+ countries/regions
WePay
2.9% + $0.30 USD per transaction
Mastercard, Visa, American Express, Discover
https://keap.com/payment-partner/wepay
U.S., Canada, U.K.
Stripe2.9% + $0.30 USD per transactionMastercard, Visa, American Express, Discoverhttps://stripe.com/pricing36 countries
Authorize.Net$25/month
2.9% + $0.30 USD per transaction
Mastercard, Visa, American Express, Discoverhttps://www.authorize.net/sign-up/pricing.htmlU.S., Canada, Australia

Additional Keap Help Center Resources

Accept Venmo and PayPal Credit with any Merchant Account

Although you must select a merchant account to be your default credit card processor, you may accept Venmo and PayPal Credit payments even if PayPal is not your default processor. For example, you may want to take advantage of PayPal's ability to process Venmo transactions while having Stripe process your credit card payments. To enable this functionality:

  1. Connect your PayPal account
  2. Connect your preferred merchant account
  3. Ensure your preferred merchant account is selected for credit/debit card processing
  4. Check the Smart Payment Buttons box in your PayPal settings